Credit Derivatives Product Companies, or CDPC, are a business almost solely focused on selling credit default swaps contracts. IE, they basically sell 'insurance' against someone failing to pay back a loan ('defaulting'). CDPC are usually highly leveraged, meaning that if even a portion of their held CDS portfolio were to be 'triggered' at once, they wouldn't have the money to pay out the full resulting insurance claims. The CDPC business model is dependent on a AAA rating from a credit rating agency.[1][2]
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The first CDPC was Primus, in 2002.[1]
In October 2008 Fitch Ratings withdrew its ratings on all 5 CDPCs that it had previously rated, citing in part "the uncertain business prospects for CDPCs".[3]
Name | Date | Sponsors, Investors, related parties | CDS counterparties | Refs |
---|---|---|---|---|
Primus Financial Products | 2002 | [1] | ||
Aladdin Financial Products | [3] | |||
Athilon Structured Investment Advisors | 2004 Dec | Lightyear Capital | [1][2][3] | |
Cournot Financial Products | Morgan Stanley, Frank Iacono | [3][4] | ||
Invicta Capital | 2007 Jan | Babson Capital, MassMutual | [3][5][6] | |
Quadrant Structured Credit Products | 2007 Oct | Magnetar Capital, Lehman Brothers | [3][7] | |
Pallium Investment Management | Bank of Montreal, others | [2] | ||
NewLands | 2007/2008 | DeutscheBank, AXA | [2] | |
Structured Credit Holdings | 2006 June | Aquiline, CalPERS, CDPQ, Calyon, Triad, ex-employees of Radian | Morgan Stanley, Bear Stearns, Nomura, Natixis, BoA, HSBC, Deutsche Bank, UBS | [8][9] |
Bear Stearns Asset Management | [2] | |||
Channel Capital | Early 2007 | Calyon, LBBW, Principia Partners (IT) | [10] | |
Koch Financial Products | ||||
Satago Financial Products | ||||
Theta Corporation | ||||
Deerfield Capital Management | ||||
Harbor Road Financial Products | Tricadia Capital | [11] |